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Breakeven win rate calculator

The most important number in binary options: the win rate your payout demands before you make a single cent.

Breakeven Win Rate

The single number that decides whether a strategy makes money or slowly drains the account.

Payout
%
Your win rate
%
Account balance
$
Stake per trade
%
Trades to project
Where you sit
0%Break even 54.1%100%
Break-even win rate
54.1%
at 85% payout
Your margin
+5.9 pts
Above break even
Edge per trade
+11.00%
of your stake
Expected over 100
+$110
$10 per trade
Break-even by payout

Every payout point matters. Moving from a 75% asset to a 90% asset drops the win rate you need by about 5.1 points, which is often easier than improving your entries.

You have a real edge
You are 5.9 points above break even, which is worth roughly 5.9 extra wins per 100 trades and $1.1 of expected profit per trade at your current stake. Protect it by keeping the stake small enough to survive normal losing runs.

What the breakeven win rate calculator does

Binary options are asymmetric. Win and you make the payout percentage of your stake; lose and you lose 100% of it. That asymmetry means a 50% win rate is a steady, guaranteed loss — you need meaningfully more than half your trades to win just to stand still.

This calculator converts any payout into the exact breakeven win rate, then shows the edge and expected profit at whatever win rate you actually achieve. It reframes payout hunting: moving from an 80% payout asset to a 92% one lowers your required win rate by 3.5 points, which is often easier than improving your entries.

Check it before you take a trade on a low-payout asset. A 70% payout demands a 58.8% win rate, which very few strategies sustain.

The maths

The formula, explained

Formula

BreakevenWinRate = 1 ÷ (1 + Payout)

Payout
broker payout as a decimal — 85% is 0.85
Edge
your win rate minus the breakeven win rate
EV per $100
(WinRate × Payout × 100) − ((1 − WinRate) × 100)

Payout is quoted per trade and varies by asset, expiry and time of day. Always use the payout displayed at the moment of entry, not the broker's advertised maximum.

Worked example

A real set of numbers

Required win rate by payout, and profit per 100 trades at $10 stakes:
PayoutBreakeven win rateProfit at 55%Profit at 60%Profit at 65%
70%58.8%−$85−$30+$25
80%55.6%−$5+$80+$165
85%54.1%+$18+$110+$203
90%52.6%+$40+$140+$240
95%51.3%+$63+$170+$278

The same 60% win rate loses money at a 70% payout and makes $140 per 100 trades at a 90% payout. Asset selection is a strategy decision, not a cosmetic one.

Judgement

When to use it — and when not to

Use it when

  • Choosing which asset or expiry to trade when payouts differ.
  • Judging whether a signal service's claimed accuracy is actually profitable.
  • Setting a minimum acceptable payout rule for your session.
  • Deciding if a strategy is worth keeping.

Don't rely on it when

  • You are ignoring ties/refunds — some brokers refund on an exact-close, which slightly lowers the requirement.
  • You take payout from the marketing page rather than the trade ticket.
FAQ

Breakeven win rate calculator questions, answered

+What win rate do I need at an 85% payout?

54.1% to break even. Anything above that is profit; below it is a slow, guaranteed loss regardless of stake plan.

+Why is 50% not breakeven?

Because the win pays less than the loss costs. Winning $85 on winners and losing $100 on losers means a coin flip loses $7.50 per $100 traded.

+Does a higher payout always mean a better trade?

Not always — brokers often raise payouts on volatile or illiquid OTC assets where your win rate drops more than the payout gains. Check both together in your journal.

+How does this apply to signals?

A signal advertised at '75% accuracy' is only profitable if the payout on the assets it signals clears breakeven. Run the numbers before subscribing to anything.

Put the numbers to work

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